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FinancingApply in 60 seconds. No impact to your credit.
We work with three established pool finance partners, all soft credit pull at application, all available with a single online form. Pre-qualify before your design consultation if it helps you plan.
HFS Financial
Loan amounts up to $500,000. Terms up to 20 years. Fixed rates from 6.99%. Same day pre-qualification, soft credit pull.
Apply at HFSLightStream
Loan amounts $5,000 to $100,000. AutoPay rate discount. Funds same or next day. Owned by Truist Bank.
Apply at LightStreamLyon Financial
Pool industry specialty lender since 1979. No equity required, fixed rates, terms up to 25 years.
Apply at LyonFinancing FAQ
Will applying hurt my credit?
No. All three lenders use a soft credit pull at the application stage. Only when you accept a loan offer is a hard inquiry placed.
What rates can I expect?
Rates depend on credit profile and term. Pool loan rates currently range 6.99% to 13.99% for qualified borrowers. We can run pre-qualification with your design quote.
Can I roll the deck and outdoor living into the same loan?
Yes. Most pool finance partners include the entire backyard build, including the deck and outdoor living concrete handled by our partner Advanced Concrete Services.
Do you accept other financing?
Yes. Cash, check, ACH, and home equity. We will accept any approved financing you bring.
Pre-qualify, then book the consultation.
A 60-second application puts a real number on your build before we ever pour gunite.